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Checking Accounts

CHECKING:  CUSTOM MADE FOR OUR MEMBERS...

With Nationwide Access to ATMs and Branches!

Our checking accounts are custom made for our members.  With services such as direct deposit, payroll deductions, free online check copies, early payday option and automated bill pay, our checking accounts can fit your every need. 
Plus...

Apply for Your Checking Account Now...and transfer funds to the new account on line!

Rewards Checking

Benefits

  • Earn 5.15% APY on balances up to $25,000***
  • No minimum balance
  • ATM refunds up to $25 per cycle if requirements are met.
  • Click here for more information ...

Free Checking

Benefits

  • No minimum balance with direct deposit.
  • No monthly fee or per check charges.
  • Up to 5 FREE non FNE transactions per month (unlimited within our surcharge free networks).  
  • Share transfers, OVERDRAFT & Courtesy Pay PROTECTION options assure that even when funds are not available, your next check will most likely clear

Premium Checking

Benefits

  • Maintain a checking account balance of $1,500 or more and we will pay you a competitive rate of interest (or dividend).
  • Unlimited free ATM withdrawals per month.
  • FREE first box of checks with Direct Deposit.
  • FREE overdraft protection transfer from the Line-of-Credit for fast and easy funds availability.

Second Chance*

Benefits

  • For members who have had issues with other institutions in the past
  • No minimum balance
  • Unlimited Check Writing
  • Free Homebanking
  • FREE Bill Pay
  • Free E-Statements
  • Free Debit Card **
  • Courtesy Pay

Use our Routing Number to begin your checking with Direct Deposit today: 2111-7690-1

 

*Monthly service fee of $15.00/mo.  Account available for any FNEFCU member who has one occurrence on Chexsystems for an amount equal to or less than $500 with the occurrence taking place more than 12 months from new account opening.  Direct deposit or a current phone bill is required to open the account.  **$200.00 day maximum for all atm/debit transactions.*** 5.15% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 2.50% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. Rates as of January 1, 2008. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge.